Office:
7608 Poplar Pike
Germantown, TN 38138
Mailing:
2095 Exeter Rd. # 80
Germantown, TN 38138
Phone: 901-264-9460
There are several methods that you can use to pay for counseling sessions:
- Cash
- Check
- Credit Card : We accept Visa, Mastercard, American Express, Discover. For phone/internet sessions, it is possible for us to email you a link so that you can pay with your credit card online.
- Health Savings (HSA) & Flex Spending (FSA) Accounts : Many companies offer a health savings or flex spending account to be used for health care. These plans also tend to cover counseling/psychotherapy, and we can work with you to provide letters to your company showing that you are using the account for counseling (please understand that this will limit your confidentiality, as this allows your company to know that you are in counseling, though paying this way doesn't provide details of the therapy provided).
- Insurance : Congress passed 2008 Mental Health Parity (MHP) Act back in October 2008. This will become law effective October 3rd, 2009. This law requires that all employers with 51 or more employees provide parity coverage for Mental nerves, Alcohol and Drug abuse(MNAD) benefits in their health insurance plans. Your insurance plan can not place limits on number of visits and allowed charges per visit as they have done in the past. While we have chosen not to participate in any Behavioral Health Networks, we can provide services as an out-of-network provider. This means that we can provide you with a "superbill" (a receipt for the insurance company) that shows that you have paid for counseling services and are seeking reimbursement from your insurance provider. You can then file a claim and reimbursement request with your insurance company. This means that you are responsible for payment of sessions at each session; whether or not you get reimbursed (and the amount of reimbursement) is dependent on your insurance plan and is between you and your insurance company. Also, understand that using your insurance means you will be diagnosed with a mental disorder, as this is a requirement for all insurance companies. Please see more about this in our FAQ section of the website.
* Payment for services is due at each session. You are responsible for payment of services.
* We cannot accept Medicare/Medicaid or Tricare (previously known as Champus).